Loan Refinancing

Refinancing a loan allows a borrower to substitute their existing debt obligation with one that has more favorable terms. Through this process, a borrower takes out a new loan to pay off their current debt, and the updated agreement replaces the terms of the old loan.

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ARM Conversion

Refinancing can be done for many reasons, but switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common.

Cash-Out Refinance

A cash-out refinance is a mortgage refinancing option that lets you convert home equity into cash. A new mortgage is taken out for more than your prior mortgage balance, and the difference is paid to you in cash.

Village Financial Group

Many years of dedicated service have allowed us to play a crucial role in turning home aspirations into reality, always with a keen eye on keeping it within our customers' financial reach.

916-367-3738 Rick@RJ4Loans.com

Fax: 916-295-1451

1212 Suncast Lane, Suite 1
El Dorado Hills, Ca. 95762

NMLS #360614

CABRE #01711076

NMLS Consumer Access

Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.